150 Ouellette Place, If you have a problem… we have the solution ! Taxi cab insurance should also include a business interruption policy, because if your car is the only way that you earn money, and it breaks down, your income is at stake. © 2021 PBL Insurance Ltd. All Rights Reserved. Taxi insurance is a little bit different than normal personal auto insurance. There are several requirements you have to meet to purchase a taxi insurance policy. Thanks to its comprehensive insurance offer and impeccable service, ELCO is the leader in taxi insurance and insures more than one third of all taxi companies in Quebec. Taxi Insurance. For over 25 years, NFP has provided insurance coverage for this complex sector throughout Ontario. Insurance for taxi services depends on many variables, but most policies average somewhere between $5,000 and $10,000 per cab per year. When you purchase another ELCO policy, you get preferential rates. Submit a claim, access your pink card, get to your policy info, make a change request, or play the myDrive Telematics game! Taxi & Limousine Car Insurance Requirements. Part of that is because they don’t use luxury vehicles, and rates change depending on a number of factors. On February 1, Aviva Canada became the first company in the country to offer "personal coverage for ride-sharing drivers." Taxi insurance can be very costly and comes with unique rules and requirements Stringent rules exist in order to qualify for taxi insurance Auto insurance for taxi cabs averages between $416.66 and $833.33/mo. belairdirect Has the Right Car Insurance Coverage for Alberta Drivers. Expert insurance brokers Strengthened by 25 years of experience in taxi insurance, ELCO has developed genuine expertise in this sector, in particular thanks to its close working relationship with its customers. 705-268-1011. The Vancouver Taxi Association had previously said taxi drivers pay a much higher insurance rate than ride-hailing companies. But once you are behind the wheel, the chance of something going wrong is very real. Delivering excellent service is our priority. We have developed excellent relationships with a number of insurers, and this means that drivers that carry passengers for compensation have access to the best possible coverage. It covers the owner/driver, passengers, pedestrians and property involved in a vehicle collision. Due to the increasing demand for taxi insurance and to improve its service, ELCO has opened a dedicated unit for customer claims. Founded in 1981, Holman Insurance Brokers Ltd. is a Canadian full service independent insurance brokerage and commercial Insurance specialist. You do a great job. The information on this website is provided to you for information purposes only. Driving a taxi cab can be a very rewarding and even lucrative experience. for taxi and boat insurances in Quebec. Their professionalism, the high quality of their services and their competitive edge when it comes to pricing are the three reasons why I recommend ELCO. Windsor, ON N8X 1L9 You can speak to a Holman representative by calling 1-800-567-1279. If you’re interested in starting a taxi or limousine business in Ontario, there are a few things you’ll need to know about coverages. Whether you're in Calgary or Cold Lake, belairdirect has the car insurance coverage to fit the driving needs of all Albertans. Enter the amount of gross earnings of the worker, using code 82 for taxi drivers and drivers of other passenger-carrying vehicles. I've used ELCO for the past 23 years to insure my vehicles and I am grateful to the ELCO team for their availability and attentiveness. 519-254-1633, 200 Queens Avenue, 416-447-4499, 2 Gurdwara Road, Find Taxi Insurance in Canada | Visit Kijiji Classifieds to buy, sell, or trade almost anything! 519-646-5842, 1500 Don Mills Road, Holman Insurance is based in Markham, Ontario but they have a number of brokers in the Greater Toronto Area (GTA) and in Southern Ontario. As a taxi insurance broker, we will work hard on your behalf to get you the taxi insurance policy to meet your needs. We offer custom insurance plans that feature multiple ways to save and online quotes that make it as easy as possible to choose the right insurance for your driving needs! Legal cover, breakdown cover and public liability insurance are all optional ‘bolt-ons’ you might want to consider adding to your taxi insurance policy. Welcome to RSA Canada We are a leading Canadian general insurer, distributing the broadest range of Home, Auto, Business, Marine and Travel Insurance products Home Page And we not only provide taxi insurance services; we also help with the commercial general liability and property segments, as well as garage and excess liability insurance coverages. Ottawa, ON K2E 1A2 Cambrian College Alumni Commercial Solutions, Classic cars, Fine Arts, Wine Cellars and Jewellery, Insurance Professional Internship Program. I have been going to ELCO for the past 17 years for my insurance needs and I have nothing but praise for their dedication, professionalism and friendliness. More than 7000 customers We provide superior customer service with strong reputable insurers. Where you and your taxicab business falls within that range is influenced by a variety of factors — some outside of your control, some within it. The company has been insuring taxi fleets in Ontario for more than 30 years. Bundle your insurance needs and save money ! London, ON N6A 1J3 Insurance requirements range from $600 to $32,000 depending on the gross vehicle weight of the vehicle. If you do not know the actual gross earnings, you still have to report gross income and an amount of insurable earnings, which you can calculate using the method explained under "EI premiums" at Taxi drivers and drivers of other passenger-carrying vehicles . At NFP, we work with our clients to identify their general, specific and unique consumer requirements, and help prioritize their business to reduce day-to-day risk. Our taxi insurance team stands ready to answer any type of special individual need, whether you are new customer or one of our long-standing customers. Suite 501 Operating in the taxi insurance segment since 1991, we offer comprehensive, customized coverage. Driving a vehicle is a basic necessity for many Canadians. We will work with you to reduce your potential exposures, which will ultimately help enhance your operations. I don’t have insurance,” said Andre Houlahan, a taxi driver in Ottawa for over 40 years. No matter what type of vehicle you drive, we have the insurance solution you need : Thanks to its comprehensive insurance offer and impeccable service, ELCO is the leader in taxi insurance and insures more than one third of all taxi companies in Quebec. One of the most critical services in this class is the identification of proper drivers, something that our expertly trained staff spend much of their time on. 705-524-2700, 1427 Riverside Drive, Web Design & Hosting by JEV Marketing & Communications. Taxi insurance add-ons. You’ll need OPCF#6A, OPCF#19, OPCF#21b, and OPCF #22. Ontario, P4R 1M8 Progressive notes that taxis create a different sort of insurance risk for insurers. You will need to buy specialist taxi insurance that includes hire and reward cover. taxi service; You will also require a commercial auto insurance policy if you have employees operating their own vehicles for your business ... * The commercial auto policy is underwritten by Aviva Insurance Company of Canada. Strengthened by 25 years of experience in taxi insurance, ELCO has developed genuine expertise in this sector, in particular thanks to its close working relationship with its customers. 613-746-4383, 555 Barry Downe Road Taxi Insurance Brokers As a leading taxi insurance broker, we’ll find you the right cover as quickly & hassle free as possible. OPCF#6A is the Permission to Carry Passengers for … Download our mobile app today! Taxi & Limousine Fleets For over 25 years, NFP has provided insurance coverage for this complex sector throughout Ontario. Taxi insurance is a type of for-hire livery coverage designed to protect taxi drivers, their vehicles and passengers. Taxi services differ from limo, black car and ridesharing businesses because their fares and pickup locations are often random and unscheduled, and they don’t use luxury vehicles. We have solid expertise in this segment and we are proud of being the taxi insurance market leader in Quebec. Section 25, Liability Insurance – requires all carriers to maintain at least $1 million coverage and those transporting certain types of dangerous goods at least $2 million coverage. Suite 610, Captive insurance services from Zurich Canada. New and used items, cars, real estate, jobs, services, vacation rentals and more virtually anywhere in Ontario. ON P3A 3T4 The submit button will be disabled until you complete the CAPTCHA. Toronto, ON M3B 3K4 Discover how your business can benefit from Zurich's captive insurance services, with a single point of contact and a global network that stretches across 200 countries and territories. Auto insurance is required by law across Canada. Timmins, Thank you ! Sudbury, They just have to dial 1 844 428-2020 or go to assistance.intact.ca . With our comprehensive access to global markets, we can provide you with the selection and options you need to effectively manage your insurance portfolio. APRIL Canada is an insurance MGA specialized in high risk and non standard solutions for business and personal insurance brokers - Montreal.Toronto.Calgary Suite 100, Your customized NFP program will have everything you need, and could include: PBL has been providing insurance solutions and custom insurance products for our personal and commercial clients for over 75 years. Holman is managed by Mark Holman and Paul Holman. All of your employees who take the wheel of a covered vehicle can count on assistance services 24 hours a day, 7 days a week should an something go wrong on the road in Canada or the United States. Our experienced team can analyze your insurance needs and suggest the best competitve options available. As the leading provider of taxi insurance in Quebec, we can insure all your business vehicles. reCAPTCHA helps prevent automated form spam. Your standard car insurance may include ‘business use’ (if you’ve specified it on your application) but that does not cover using your car or mini-van as a private hire vehicle, where you take money in return for carrying people or goods. Taxi drivers and drivers of other passenger­-carrying vehicles If these workers are your employees, you have to deduct Canada Pension Plan (CPP) contributions, employment insurance (EI) premiums, and income tax as you would for regular employees. It’s worth checking whether you could find cheaper or more suitable cover separately for extras, rather than simply ‘bundling’ them with your vehicle cover. No. We have developed excellent relationships with a number of insurers, and this means that drivers that carry passengers for compensation have access to the best possible coverage. 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